(06-12-2014 09:49 AM)EagleX Wrote:  I've been waiting for you to post this week old story. if there was an unbiased bone in your body -- or even an honest one -- you would have included this in your periodic "everything you ever wanted to know about ACA, and then some" posts.

I'm convinced that when people start dropping dead, you and your sinister socialist cohorts will chalk it up to an improving risk pool in terms of health. "healthier enrollees! sunshine and happiness".

so -- I'm flat calling you out as dishonest, and utterly untrustworthy on this subject.

Quote:Obamacare Sign-Up Errors Put Some of 2 Million Enrollees in Jeopardy

The Obamacare enrollment flap is far from over.

Some of the more than 2 million Americans who signed up for insurance through HealthCare.gov could be at risk of losing their coverage or be forced to repay part of all of their premium subsidy because of discrepancies with their applications, according to a government document obtained by the Associated Press and confirmed to ABC News by an administration official.

That’s roughly one in four applicants overall.

In many cases consumers provided identity and income information that conflicts with what the government has on record, the Department of Health and Human Services said today.

The result: some Americans may have received greater subsidies than merited or were allowed to purchase plans for which they were ineligible. HHS says it’s now “double- and triple-checking” with applicants to verify their information.

“Those consumers were still able to enroll in Marketplace coverage — as provided for in the law — but, when they enrolled, they received a notice instructing them to submit a little bit more information,” HHS spokeswoman Julie Bataille explained today in a blog post.

Linky

Why the hostility Eagle? I saw the story a while back. I'm not sure what you are calling me out on? There is some conflicting data that needs to be cleared up.

(06-12-2014 09:50 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  

(06-12-2014 09:07 AM)dawgitall Wrote:  

(06-12-2014 09:02 AM)LSU04_08 Wrote:  At least you stick to the same topic...


I will say this though, I've seen tons of BC/BS commercials on TV, whereas I never, ever saw them before. But I still can't afford even the most crappiest plan so it's still no good for me.

What is the cost where you are for a Silver Plan from BCBS? Is it that you can't afford it or that you don't want to pay for it?

It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

I went to ehealth and used to 70471 zip code. For a family of three, father 43, mother 43 and son 14 here is what I found. Silver plans from Humana and BCBS in the 780-860 range and Gold plans in the upper 800s. There was a really good BCBS gold plan with a 1700 individual and 3500 family deductible and $5 office visits for 877 a month.

Try zip code 71023, I'm 35 years old. And there's no way I can afford $780 to $860 more per month...

(06-12-2014 09:26 AM)Fo Shizzle Wrote:  

(06-12-2014 09:23 AM)QuestionSocratic Wrote:  From a study by the University of Minnesota:

Quote:By 2024..... estimate that there will be more than 40 million uninsured, roughly 10% more than today.

Quote:But the steepest price increases will not occur until 2017 and after, when three things happen.

First will be the Affordable Care Act's "essential benefits" requirements.

The law's "reinsurance" program will also expire in 2017. Health insurers will no longer be able to bill the government for 80% of a patient's health-care costs...

Employer-sponsored coverage will also come under pressure. The data show that an increasing number of businesses are likely to cancel their plans in favor of letting employees get coverage on the exchanges

Not gona be pretty!!!

Link

We have not begun to scratch the surface of the unintended consequences of this debacle.

These are certainly issues that need to be address going forward. We have always been aware that the ACA is a work in progress.

(06-12-2014 09:54 AM)EagleX Wrote:  

(06-12-2014 09:03 AM)Niner National Wrote:  I just got a new healthcare plan at work. My premium dropped by 40% (the company's portion stayed roughly the same) and my deductible went from $2,500 to $1,500. I do have to pay a $20 copay when I go to the doctor now instead of nothing, but that's cool. Not like I go to the doctor frequently anyway.

I basically just got a $1000 raise.

the employer mandate has been postponed until god-only-knows-when. your a$$-raping is yet to come (no pun intended).

so, be patient. they can't crew everybody at once.

Mandate is only for companies over 50 employees right? We're not that big.

Our biggest asset lies in the fact that all but 3 of our employees (out of about 28) are under age 30 and none are 40 or older. The rates on our plan for older employees was much higher.

(06-12-2014 09:52 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  

(06-12-2014 09:07 AM)dawgitall Wrote:  

(06-12-2014 09:02 AM)LSU04_08 Wrote:  At least you stick to the same topic...


I will say this though, I've seen tons of BC/BS commercials on TV, whereas I never, ever saw them before. But I still can't afford even the most crappiest plan so it's still no good for me.

What is the cost where you are for a Silver Plan from BCBS? Is it that you can't afford it or that you don't want to pay for it?

It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

What is the problem with the insurance offered by your employer?

I'm honestly not sure yet, but I know he's been throwing a fit over this whole ACA talk once it takes effect here, and we use BC/BS so it'll be no different.

(06-12-2014 10:06 AM)LSU04_08 Wrote:  

(06-12-2014 09:50 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  

(06-12-2014 09:07 AM)dawgitall Wrote:  

(06-12-2014 09:02 AM)LSU04_08 Wrote:  At least you stick to the same topic...


I will say this though, I've seen tons of BC/BS commercials on TV, whereas I never, ever saw them before. But I still can't afford even the most crappiest plan so it's still no good for me.

What is the cost where you are for a Silver Plan from BCBS? Is it that you can't afford it or that you don't want to pay for it?

It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

I went to ehealth and used to 70471 zip code. For a family of three, father 43, mother 43 and son 14 here is what I found. Silver plans from Humana and BCBS in the 780-860 range and Gold plans in the upper 800s. There was a really good BCBS gold plan with a 1700 individual and 3500 family deductible and $5 office visits for 877 a month.

Try zip code 71023, I'm 35 years old. And there's no way I can afford $780 to $860 more per month...

Family coverage or just you?

Also, dawgi, I'm not trying to prove you wrong or argue, I know the costs are different in every state... I'm just speaking for myself on thie subject, and telling you what I've encountered.

(06-12-2014 10:10 AM)dawgitall Wrote:  

(06-12-2014 10:06 AM)LSU04_08 Wrote:  

(06-12-2014 09:50 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  

(06-12-2014 09:07 AM)dawgitall Wrote:  What is the cost where you are for a Silver Plan from BCBS? Is it that you can't afford it or that you don't want to pay for it?

It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

I went to ehealth and used to 70471 zip code. For a family of three, father 43, mother 43 and son 14 here is what I found. Silver plans from Humana and BCBS in the 780-860 range and Gold plans in the upper 800s. There was a really good BCBS gold plan with a 1700 individual and 3500 family deductible and $5 office visits for 877 a month.

Try zip code 71023, I'm 35 years old. And there's no way I can afford $780 to $860 more per month...

Family coverage or just you?

Start with just me, family coverage would be with four children... Fuuck their mom, I wouldn't add her if my life depended on it.

(06-12-2014 10:09 AM)LSU04_08 Wrote:  

(06-12-2014 09:52 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  

(06-12-2014 09:07 AM)dawgitall Wrote:  

(06-12-2014 09:02 AM)LSU04_08 Wrote:  At least you stick to the same topic...


I will say this though, I've seen tons of BC/BS commercials on TV, whereas I never, ever saw them before. But I still can't afford even the most crappiest plan so it's still no good for me.

What is the cost where you are for a Silver Plan from BCBS? Is it that you can't afford it or that you don't want to pay for it?

It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

What is the problem with the insurance offered by your employer?

I'm honestly not sure yet, but I know he's been throwing a fit over this whole ACA talk once it takes effect here, and we use BC/BS so it'll be no different.

Usually ESI (employer provided coverage) has a portion of the cost paid by the employer so in that case there is a big difference. If your employer isn't picking up part of the tab, then costs would be similar to you purchasing on the individual market.

(06-12-2014 10:15 AM)dawgitall Wrote:  

(06-12-2014 10:09 AM)LSU04_08 Wrote:  

(06-12-2014 09:52 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  

(06-12-2014 09:07 AM)dawgitall Wrote:  What is the cost where you are for a Silver Plan from BCBS? Is it that you can't afford it or that you don't want to pay for it?

It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

What is the problem with the insurance offered by your employer?

I'm honestly not sure yet, but I know he's been throwing a fit over this whole ACA talk once it takes effect here, and we use BC/BS so it'll be no different.

Usually ESI (employer provided coverage) has a portion of the cost paid by the employer so in that case there is a big difference. If your employer isn't picking up part of the tab, then costs would be similar to you purchasing on the individual market.

He's a generous man, but I don't think he'll be covering part of the cost.

(06-12-2014 10:12 AM)LSU04_08 Wrote:  

(06-12-2014 10:10 AM)dawgitall Wrote:  

(06-12-2014 10:06 AM)LSU04_08 Wrote:  

(06-12-2014 09:50 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

I went to ehealth and used to 70471 zip code. For a family of three, father 43, mother 43 and son 14 here is what I found. Silver plans from Humana and BCBS in the 780-860 range and Gold plans in the upper 800s. There was a really good BCBS gold plan with a 1700 individual and 3500 family deductible and $5 office visits for 877 a month.

Try zip code 71023, I'm 35 years old. And there's no way I can afford $780 to $860 more per month...

Family coverage or just you?

Start with just me, family coverage would be with four children... Fuuck their mom, I wouldn't add her if my life depended on it.

On ehealth 71023 zip code Bossier County here is what I found. These are all BCBS plans but there were other companies offering as well. You can get a half way decent plan for yourself for $219.02 a month. It is a bronze plan with a $4,500 deductible and you pay 30% for office visits after your deductible. There is a silver plan with $40 office visits and a $2,500 deductible for $311.19. For $334.67 you can get a gold plan with $40 office visits and a $1,000 deductible, or one for $366.98 with $35 office visits and just a $500 deductible.

(06-12-2014 09:03 AM)Niner National Wrote:  I just got a new healthcare plan at work. My premium dropped by 40% (the company's portion stayed roughly the same) and my deductible went from $2,500 to $1,500. I do have to pay a $20 copay when I go to the doctor now instead of nothing, but that's cool. Not like I go to the doctor frequently anyway.

I basically just got a $1000 raise.

Just to ask the question: Do you think what's covered under your new healthcare plan might have changed a smidge?

(06-12-2014 10:41 AM)dawgitall Wrote:  

(06-12-2014 10:12 AM)LSU04_08 Wrote:  

(06-12-2014 10:10 AM)dawgitall Wrote:  

(06-12-2014 10:06 AM)LSU04_08 Wrote:  

(06-12-2014 09:50 AM)dawgitall Wrote:  I went to ehealth and used to 70471 zip code. For a family of three, father 43, mother 43 and son 14 here is what I found. Silver plans from Humana and BCBS in the 780-860 range and Gold plans in the upper 800s. There was a really good BCBS gold plan with a 1700 individual and 3500 family deductible and $5 office visits for 877 a month.

Try zip code 71023, I'm 35 years old. And there's no way I can afford $780 to $860 more per month...

Family coverage or just you?

Start with just me, family coverage would be with four children... Fuuck their mom, I wouldn't add her if my life depended on it.

On ehealth 71023 zip code Bossier County here is what I found. These are all BCBS plans but there were other companies offering as well. You can get a half way decent plan for yourself for $219.02 a month. It is a bronze plan with a $4,500 deductible and you pay 30% for office visits after your deductible. There is a silver plan with $40 office visits and a $2,500 deductible for $311.19. For $334.67 you can get a gold plan with $40 office visits and a $1,000 deductible, or one for $366.98 with $35 office visits and just a $500 deductible.

Ugh. I should have known they'd get it wrong... It's Webster Parish... It might not be a big difference, or a difference at all, but I know CLint quoted me a $5,000.00 deductible... Try to look up Webster Parish. Bossier Parish is 71111, 71037, and 71112...

While $219 is still really too much of an extra expense for me to grab, I sure as heck can't cover the $4,500.00 deductible... I don't see how this crap helps anyone above a junk job with no prior ins, or anyone under upper middle class...

(06-12-2014 10:11 AM)LSU04_08 Wrote:  Also, dawgi, I'm not trying to prove you wrong or argue, I know the costs are different in every state... I'm just speaking for myself on thie subject, and telling you what I've encountered.

I didn't take it that way at all. I'd much rather discuss it like we are doing. I'll check the correct county/Parrish for you this time. It gave me a couple of options and I took a stab at Bossier.

(06-12-2014 10:10 AM)dawgitall Wrote:  

(06-12-2014 10:06 AM)LSU04_08 Wrote:  

(06-12-2014 09:50 AM)dawgitall Wrote:  

(06-12-2014 09:19 AM)LSU04_08 Wrote:  

(06-12-2014 09:07 AM)dawgitall Wrote:  What is the cost where you are for a Silver Plan from BCBS? Is it that you can't afford it or that you don't want to pay for it?

It's like $525 per month with $5,000.00 OOP... I can't remember the exact numbers, but I pasted the email on here once, that I got from Clint, my BC/BS rep. That monthly payment is $40.00 less than my mortgage and since I pay for everything alone, along with child support, I simply can't afford it. Nobodies fault but my own, but still unaffordable, and I don't qualify for a subsidy because my job offers insurance.

I went to ehealth and used to 70471 zip code. For a family of three, father 43, mother 43 and son 14 here is what I found. Silver plans from Humana and BCBS in the 780-860 range and Gold plans in the upper 800s. There was a really good BCBS gold plan with a 1700 individual and 3500 family deductible and $5 office visits for 877 a month.

Try zip code 71023, I'm 35 years old. And there's no way I can afford $780 to $860 more per month...

Family coverage or just you?

Mine is about the same...just for me. Nothing particularly good or inexpensive about it IMO.

It is just an insurance welfare Ponzi scheme that forces the successful and hard working to pay for the unsuccessful and lazy. It the sad thing is the successful end up in many cases with a policy that is worse than those they are subsidizing. The poor get top shelf subsidized policies while those that are paying for this schit are stuck making financial decisions about how much coverage they can afford. $550 was all I could handle per month for an unimpressive sliver policy while many of my coworkers pay damn near nothing for a top shelf Gold policy. Something is wrong with that IMO.

(06-12-2014 11:03 AM)LSU04_08 Wrote:  

(06-12-2014 10:41 AM)dawgitall Wrote:  

(06-12-2014 10:12 AM)LSU04_08 Wrote:  

(06-12-2014 10:10 AM)dawgitall Wrote:  

(06-12-2014 10:06 AM)LSU04_08 Wrote:  Try zip code 71023, I'm 35 years old. And there's no way I can afford $780 to $860 more per month...

Family coverage or just you?

Start with just me, family coverage would be with four children... Fuuck their mom, I wouldn't add her if my life depended on it.

On ehealth 71023 zip code Bossier County here is what I found. These are all BCBS plans but there were other companies offering as well. You can get a half way decent plan for yourself for $219.02 a month. It is a bronze plan with a $4,500 deductible and you pay 30% for office visits after your deductible. There is a silver plan with $40 office visits and a $2,500 deductible for $311.19. For $334.67 you can get a gold plan with $40 office visits and a $1,000 deductible, or one for $366.98 with $35 office visits and just a $500 deductible.

Ugh. I should have known they'd get it wrong... It's Webster Parish... It might not be a big difference, or a difference at all, but I know CLint quoted me a $5,000.00 deductible... Try to look up Webster Parish. Bossier Parish is 71111, 71037, and 71112...

While $219 is still really too much of an extra expense for me to grab, I sure as heck can't cover the $4,500.00 deductible... I don't see how this crap helps anyone above a junk job with no prior ins, or anyone under upper middle class...

Okay it looks like Bossier and Webster Parish run the same, at least on the plans I saw. There are about 30 plans to pick from so I checked a few others with low premiums and less than a $4,500 deductible. There is one that is virtually the same but with a 3,500 deductible for 228.55 and another one with a 4,000 deductible, but you only pay 20% of cost for office visits as opposed to 30%. It is $240.18.

The thing about deductibles, even high ones is that if their is one major medical expense during the year you are going to be covered for everything beyond that for the rest of the year. I know you are probably healthy and don't normally have many expenses health wise. But I'll give you a personal example. My wife has her own policy after retiring (she became disabled) from her job. The deductible is 3,200. We always have very large medical expenses each year. She had a heart attack a few weeks ago and spent several days in the hospital. I haven't seen a bill yet but I expect it to run in the, well I don't know just how high it will be. Without that coverage, instead of owing thousands of dollars we would owe more money than I could ever pay back without losing everything we have.

What I am saying is that I hope you will consider getting something so you will be protected from losing everything. At 35 an accident on the highway, a heart attack, cancer etc. are all possibilities that we don't want to think about, but they are real possibilities.

(06-12-2014 11:52 AM)dawgitall Wrote:  

(06-12-2014 11:03 AM)LSU04_08 Wrote:  

(06-12-2014 10:41 AM)dawgitall Wrote:  

(06-12-2014 10:12 AM)LSU04_08 Wrote:  

(06-12-2014 10:10 AM)dawgitall Wrote:  Family coverage or just you?

Start with just me, family coverage would be with four children... Fuuck their mom, I wouldn't add her if my life depended on it.

On ehealth 71023 zip code Bossier County here is what I found. These are all BCBS plans but there were other companies offering as well. You can get a half way decent plan for yourself for $219.02 a month. It is a bronze plan with a $4,500 deductible and you pay 30% for office visits after your deductible. There is a silver plan with $40 office visits and a $2,500 deductible for $311.19. For $334.67 you can get a gold plan with $40 office visits and a $1,000 deductible, or one for $366.98 with $35 office visits and just a $500 deductible.

Ugh. I should have known they'd get it wrong... It's Webster Parish... It might not be a big difference, or a difference at all, but I know CLint quoted me a $5,000.00 deductible... Try to look up Webster Parish. Bossier Parish is 71111, 71037, and 71112...

While $219 is still really too much of an extra expense for me to grab, I sure as heck can't cover the $4,500.00 deductible... I don't see how this crap helps anyone above a junk job with no prior ins, or anyone under upper middle class...

Okay it looks like Bossier and Webster Parish run the same, at least on the plans I saw. There are about 30 plans to pick from so I checked a few others with low premiums and less than a $4,500 deductible. There is one that is virtually the same but with a 3,500 deductible for 228.55 and another one with a 4,000 deductible, but you only pay 20% of cost for office visits as opposed to 30%. It is $240.18.

The thing about deductibles, even high ones is that if their is one major medical expense during the year you are going to be covered for everything beyond that for the rest of the year. I know you are probably healthy and don't normally have many expenses health wise. But I'll give you a personal example. My wife has her own policy after retiring (she became disabled) from her job. The deductible is 3,200. We always have very large medical expenses each year. She had a heart attack a few weeks ago and spent several days in the hospital. I haven't seen a bill yet but I expect it to run in the, well I don't know just how high it will be. Without that coverage, instead of owing thousands of dollars we would owe more money than I could ever pay back without losing everything we have.

What I am saying is that I hope you will consider getting something so you will be protected from losing everything. At 35 an accident on the highway, a heart attack, cancer etc. are all possibilities that we don't want to think about, but they are real possibilities.

I agree...regardless of how schitty the coverage is...I would not go without coverage.

(06-12-2014 11:52 AM)dawgitall Wrote:  

(06-12-2014 11:03 AM)LSU04_08 Wrote:  

(06-12-2014 10:41 AM)dawgitall Wrote:  

(06-12-2014 10:12 AM)LSU04_08 Wrote:  

(06-12-2014 10:10 AM)dawgitall Wrote:  Family coverage or just you?

Start with just me, family coverage would be with four children... Fuuck their mom, I wouldn't add her if my life depended on it.

On ehealth 71023 zip code Bossier County here is what I found. These are all BCBS plans but there were other companies offering as well. You can get a half way decent plan for yourself for $219.02 a month. It is a bronze plan with a $4,500 deductible and you pay 30% for office visits after your deductible. There is a silver plan with $40 office visits and a $2,500 deductible for $311.19. For $334.67 you can get a gold plan with $40 office visits and a $1,000 deductible, or one for $366.98 with $35 office visits and just a $500 deductible.

Ugh. I should have known they'd get it wrong... It's Webster Parish... It might not be a big difference, or a difference at all, but I know CLint quoted me a $5,000.00 deductible... Try to look up Webster Parish. Bossier Parish is 71111, 71037, and 71112...

While $219 is still really too much of an extra expense for me to grab, I sure as heck can't cover the $4,500.00 deductible... I don't see how this crap helps anyone above a junk job with no prior ins, or anyone under upper middle class...

Okay it looks like Bossier and Webster Parish run the same, at least on the plans I saw. There are about 30 plans to pick from so I checked a few others with low premiums and less than a $4,500 deductible. There is one that is virtually the same but with a 3,500 deductible for 228.55 and another one with a 4,000 deductible, but you only pay 20% of cost for office visits as opposed to 30%. It is $240.18.

The thing about deductibles, even high ones is that if their is one major medical expense during the year you are going to be covered for everything beyond that for the rest of the year. I know you are probably healthy and don't normally have many expenses health wise. But I'll give you a personal example. My wife has her own policy after retiring (she became disabled) from her job. The deductible is 3,200. We always have very large medical expenses each year. She had a heart attack a few weeks ago and spent several days in the hospital. I haven't seen a bill yet but I expect it to run in the, well I don't know just how high it will be. Without that coverage, instead of owing thousands of dollars we would owe more money than I could ever pay back without losing everything we have.

What I am saying is that I hope you will consider getting something so you will be protected from losing everything. At 35 an accident on the highway, a heart attack, cancer etc. are all possibilities that we don't want to think about, but they are real possibilities.

Wow, I'm glad your wife is doing good... I'm sorry to hear about her heart attack. Taking the stab at Bossier was close, I'm the east bordering parish. But yeah, that's still a lot to take on... Especially when I haven't been to the doc but once in almost 15 years. But I understand where you're coming from.

(06-12-2014 10:54 AM)ummechengr Wrote:  

(06-12-2014 09:03 AM)Niner National Wrote:  I just got a new healthcare plan at work. My premium dropped by 40% (the company's portion stayed roughly the same) and my deductible went from $2,500 to $1,500. I do have to pay a $20 copay when I go to the doctor now instead of nothing, but that's cool. Not like I go to the doctor frequently anyway.

I basically just got a $1000 raise.

Just to ask the question: Do you think what's covered under your new healthcare plan might have changed a smidge?

We reviewed the plan and our insurance rep said our plan's coverage is virtually identical, we just have the copay now that we didn't have in the past.

Like I mentioned in another post though, we have a very young company so that might be helping us keep our costs lower. Oldest person in the company is 37. We have one other that is 35. Everyone else is under 30.

Even low IQ people/voters sense that Obamacare is nuts and cannot work