RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-03-2014 01:43 PM)Redwingtom Wrote: Yes....it was a SCUMBAG response...how dare I. What a dolt.
Lighten up Francis...they just have to choose another plan...they aren't all losing their coverage.
WRONG. They don't "just have to choose another plan". They ALSO have to pay a TON more money.
This would be like someone cancelling your 30 year mortgage at 4.5%, and you ONLY being able to choose from new mortgages at 15 year terms with 6% interest rates, and you then being told you "just" have to choose another mortgage; that you're not stuck with something you didn't want and that is un-affordable to you. Who cares if it is "better" for you that you pay off your mortgage in 15 years under the new plans? The issue is what you can afford to pay, and what you WANTED.
(This post was last modified: 11-03-2014 07:42 PM by G-Man.)
RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-03-2014 07:40 PM)G-Man Wrote:
(11-03-2014 01:43 PM)Redwingtom Wrote: Yes....it was a SCUMBAG response...how dare I. What a dolt.
Lighten up Francis...they just have to choose another plan...they aren't all losing their coverage.
WRONG. They don't "just have to choose another plan". They ALSO have to pay a TON more money.
This would be like someone cancelling your 30 year mortgage at 4.5%, and you ONLY being able to choose from new mortgages at 15 year terms with 6% interest rates, and you then being told you "just" have to choose another mortgage; that you're not stuck with something you didn't want and that is un-affordable to you. Who cares if it is "better" for you that you pay off your mortgage in 15 years under the new plans? The issue is what you can afford to pay, and what you WANTED.
RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-04-2014 09:24 AM)Redwingtom Wrote:
(11-03-2014 07:40 PM)G-Man Wrote:
(11-03-2014 01:43 PM)Redwingtom Wrote: Yes....it was a SCUMBAG response...how dare I. What a dolt.
Lighten up Francis...they just have to choose another plan...they aren't all losing their coverage.
WRONG. They don't "just have to choose another plan". They ALSO have to pay a TON more money.
Maybe yes, maybe no.
Now you're just being illogical to say "maybe yes and maybe no". Can you think a little more, and then tell me why? It's a pretty simple answer, actually.
RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-04-2014 12:16 PM)G-Man Wrote:
(11-04-2014 09:24 AM)Redwingtom Wrote:
(11-03-2014 07:40 PM)G-Man Wrote:
(11-03-2014 01:43 PM)Redwingtom Wrote: Yes....it was a SCUMBAG response...how dare I. What a dolt.
Lighten up Francis...they just have to choose another plan...they aren't all losing their coverage.
WRONG. They don't "just have to choose another plan". They ALSO have to pay a TON more money.
Maybe yes, maybe no.
Now you're just being illogical to say "maybe yes and maybe no". Can you think a little more, and then tell me why? It's a pretty simple answer, actually.
Some folks who lost their plan will likely qualify for subsidies on the exchanges and therefore get a cheaper rate. Some won't. It's really not that hard of a concept to understand. Is it?
RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-04-2014 12:29 PM)Redwingtom Wrote: Some folks who lost their plan will likely qualify for subsidies on the exchanges and therefore get a cheaper rate. Some won't. It's really not that hard of a concept to understand. Is it?
It's a zero sum game. Some win, some lose. Health insurance will always be that way, can't really be any different. Health care will remain a zero sum game as long as the number of providers remains steady. If somebody gets in to see a doctor who wouldn't have been able to do so before, then s/he is simply taking a slot away from the person who would have used it before--one winner, one loser, zero sum.
When IPAB and HCC and CCO are up and running, and the Obamacare cost controls start to kick in, the number of providers will decline. More demand, less supply, it will become a negative sum game. And by the way, CBO agrees with me on this.
RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-04-2014 12:29 PM)Redwingtom Wrote:
(11-04-2014 12:16 PM)G-Man Wrote:
(11-04-2014 09:24 AM)Redwingtom Wrote:
(11-03-2014 07:40 PM)G-Man Wrote:
(11-03-2014 01:43 PM)Redwingtom Wrote: Yes....it was a SCUMBAG response...how dare I. What a dolt.
Lighten up Francis...they just have to choose another plan...they aren't all losing their coverage.
WRONG. They don't "just have to choose another plan". They ALSO have to pay a TON more money.
Maybe yes, maybe no.
Now you're just being illogical to say "maybe yes and maybe no". Can you think a little more, and then tell me why? It's a pretty simple answer, actually.
Some folks who lost their plan will likely qualify for subsidies on the exchanges and therefore get a cheaper rate. Some won't. It's really not that hard of a concept to understand. Is it?
Nope. If they could have saved money they would have saved money a year ago. Why would they have kept a more expensive policy for a year and then switch? Obviously the concept is hard for you to understand, that if some people will save money by switching it would have already happened.
RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-04-2014 12:33 PM)Owl 69/70/75 Wrote:
(11-04-2014 12:29 PM)Redwingtom Wrote: Some folks who lost their plan will likely qualify for subsidies on the exchanges and therefore get a cheaper rate. Some won't. It's really not that hard of a concept to understand. Is it?
It's a zero sum game. Some win, some lose. Health insurance will always be that way, can't really be any different. Health care will remain a zero sum game as long as the number of providers remains steady. If somebody gets in to see a doctor who wouldn't have been able to do so before, then s/he is simply taking a slot away from the person who would have used it before--one winner, one loser, zero sum.
When IPAB and HCC and CCO are up and running, and the Obamacare cost controls start to kick in, the number of providers will decline. More demand, less supply, it will become a negative sum game. And by the way, CBO agrees with me on this.
Honestly, it's so perturbing to hear all this "zero sum gain" talk.
It is already a more expensive loss, without question. No zero sum anything about it.
(This post was last modified: 11-04-2014 12:36 PM by G-Man.)
RE: 30,000 In Indiana Have Health Plans Cancelled Due To Obamacare
(11-04-2014 12:33 PM)Owl 69/70/75 Wrote:
(11-04-2014 12:29 PM)Redwingtom Wrote: Some folks who lost their plan will likely qualify for subsidies on the exchanges and therefore get a cheaper rate. Some won't. It's really not that hard of a concept to understand. Is it?
If somebody gets in to see a doctor who wouldn't have been able to do so before, then s/he is simply taking a slot away from the person who would have used it before--one winner, one loser, zero sum.
bull****.
You would had to have every doctor, hospital, medical facility, etc. at full capacity before the ACA for this to be even remotely true.
(This post was last modified: 11-04-2014 12:47 PM by Redwingtom.)