(09-23-2015 09:51 AM)Fitbud Wrote:  

(09-23-2015 09:50 AM)VA49er Wrote:  

(09-23-2015 09:49 AM)Fitbud Wrote:  

(09-23-2015 09:47 AM)VA49er Wrote:  Just heard that my employer will feel the brunt of Obamacare around 2020. Something about a 40% excise tax?

Why?

Obamacare. Maybe it has something to do with the types of plans offered? I dunno.

Oh i thought maybe he doesn't want to provide an acceptable insurance policy.

No, our plans are really good so Obamacare will probably try to cut that out or something, or at least tax the heck out of it.

(09-23-2015 09:52 AM)VA49er Wrote:  

(09-23-2015 09:51 AM)Fitbud Wrote:  

(09-23-2015 09:50 AM)VA49er Wrote:  

(09-23-2015 09:49 AM)Fitbud Wrote:  

(09-23-2015 09:47 AM)VA49er Wrote:  Just heard that my employer will feel the brunt of Obamacare around 2020. Something about a 40% excise tax?

Why?

Obamacare. Maybe it has something to do with the types of plans offered? I dunno.

Oh i thought maybe he doesn't want to provide an acceptable insurance policy.

No, our plans are really good so Obamacare will probably try to cut that out or something, or at least tax the heck out of it.

Honestly I don't understand how this is happening to some people. I'm under my wife's policy and we have seen little to no change in our coverage or premiums since Obamacare took effect.

(09-23-2015 09:49 AM)Fitbud Wrote:  

(09-23-2015 09:47 AM)VA49er Wrote:  Just heard that my employer will feel the brunt of Obamacare around 2020. Something about a 40% excise tax?

Why?

A lot of Obamacare stuff takes effect after Obama leaves office. In essence it will be blamed on the next administration just like the current administration blames the previous administration for everything that's wrong Today.

(09-23-2015 09:54 AM)Fitbud Wrote:  

(09-23-2015 09:52 AM)VA49er Wrote:  

(09-23-2015 09:51 AM)Fitbud Wrote:  

(09-23-2015 09:50 AM)VA49er Wrote:  

(09-23-2015 09:49 AM)Fitbud Wrote:  Why?

Obamacare. Maybe it has something to do with the types of plans offered? I dunno.

Oh i thought maybe he doesn't want to provide an acceptable insurance policy.

No, our plans are really good so Obamacare will probably try to cut that out or something, or at least tax the heck out of it.

Honestly I don't understand how this is happening to some people. I'm under my wife's policy and we have seen little to no change in our coverage or premiums since Obamacare took effect.

My entire family is under my policy. It's happening to lots and lots of people. My company has over 1000 employees.

(09-23-2015 09:59 AM)VA49er Wrote:  

(09-23-2015 09:54 AM)Fitbud Wrote:  

(09-23-2015 09:52 AM)VA49er Wrote:  

(09-23-2015 09:51 AM)Fitbud Wrote:  

(09-23-2015 09:50 AM)VA49er Wrote:  Obamacare. Maybe it has something to do with the types of plans offered? I dunno.

Oh i thought maybe he doesn't want to provide an acceptable insurance policy.

No, our plans are really good so Obamacare will probably try to cut that out or something, or at least tax the heck out of it.

Honestly I don't understand how this is happening to some people. I'm under my wife's policy and we have seen little to no change in our coverage or premiums since Obamacare took effect.

My entire family is under my policy. It's happening to lots and lots of people. My company has over 1000 employees.

What are you options? Is there nothing locally that would give you similar coverage for around the same price or maybe even cheaper?

(09-23-2015 09:54 AM)Fitbud Wrote:  

(09-23-2015 09:52 AM)VA49er Wrote:  

(09-23-2015 09:51 AM)Fitbud Wrote:  

(09-23-2015 09:50 AM)VA49er Wrote:  

(09-23-2015 09:49 AM)Fitbud Wrote:  Why?

Obamacare. Maybe it has something to do with the types of plans offered? I dunno.

Oh i thought maybe he doesn't want to provide an acceptable insurance policy.

No, our plans are really good so Obamacare will probably try to cut that out or something, or at least tax the heck out of it.

Honestly I don't understand how this is happening to some people. I'm under my wife's policy and we have seen little to no change in our coverage or premiums since Obamacare took effect.

That's because you obviously don't understand Obamacare. All it has done so far is to rearrange the deck chairs on the Titanic. It's a zero-sum game, at best. Some people will be better off, some people will be worse off. In the long run, the disincentives to providers will turn it into a negative-sum game. But we aren't there yet.

(09-23-2015 10:07 AM)Fitbud Wrote:  

(09-23-2015 09:59 AM)VA49er Wrote:  

(09-23-2015 09:54 AM)Fitbud Wrote:  

(09-23-2015 09:52 AM)VA49er Wrote:  

(09-23-2015 09:51 AM)Fitbud Wrote:  Oh i thought maybe he doesn't want to provide an acceptable insurance policy.

No, our plans are really good so Obamacare will probably try to cut that out or something, or at least tax the heck out of it.

Honestly I don't understand how this is happening to some people. I'm under my wife's policy and we have seen little to no change in our coverage or premiums since Obamacare took effect.

My entire family is under my policy. It's happening to lots and lots of people. My company has over 1000 employees.

What are you options? Is there nothing locally that would give you similar coverage for around the same price or maybe even cheaper?

Plan is approximately $700/month but going up at least 7% next year. It covers everything I need with no copay preventive checkups, no deductibles, $15 regular copay and $25 specialist copay. I think ER visits have $100 copay. This is just medical and not vision or dental.

(09-23-2015 10:25 AM)Owl 69/70/75 Wrote:  

(09-23-2015 09:54 AM)Fitbud Wrote:  

(09-23-2015 09:52 AM)VA49er Wrote:  

(09-23-2015 09:51 AM)Fitbud Wrote:  

(09-23-2015 09:50 AM)VA49er Wrote:  Obamacare. Maybe it has something to do with the types of plans offered? I dunno.

Oh i thought maybe he doesn't want to provide an acceptable insurance policy.

No, our plans are really good so Obamacare will probably try to cut that out or something, or at least tax the heck out of it.

Honestly I don't understand how this is happening to some people. I'm under my wife's policy and we have seen little to no change in our coverage or premiums since Obamacare took effect.

That's because you obviously don't understand Obamacare. All it has done so far is to rearrange the deck chairs on the Titanic. It's a zero-sum game, at best. Some people will be better off, some people will be worse off. In the long run, the disincentives to providers will turn it into a negative-sum game. But we aren't there yet.

Speaking of understanding the ACA. Remember all your fear-mongering about the IPAB (Independent Payment Advisory Board)?

Quote:Third, it turned out IPAB wasn’t needed, which is likely why the President decided not to expend any political capital trying to create it. Medicare spending growth has, quite unexpectedly, slowed dramatically over the past several years, staying under IPAB’s thresholds. As the exhibit below shows, per-beneficiary Medicare spending is not currently projected to exceed the IPAB thresholds until 2022.

Enjoy!

IPAB: Ditching the Dog That Didn't Bark

And how's that Council on Competitive Outcomes (the REAL death panels) coming along?

Perhaps you shouldn't be the one telling others that they don't understand something?

(09-23-2015 02:24 PM)Redwingtom Wrote:  Speaking of understanding the ACA. Remember all your fear-mongering about the IPAB (Independent Payment Advisory Board)?

Quote:Third, it turned out IPAB wasn’t needed, which is likely why the President decided not to expend any political capital trying to create it. Medicare spending growth has, quite unexpectedly, slowed dramatically over the past several years, staying under IPAB’s thresholds. As the exhibit below shows, per-beneficiary Medicare spending is not currently projected to exceed the IPAB thresholds until 2022.

Enjoy!
IPAB: Ditching the Dog That Didn't Bark

So the object of the "fear mongering" as you label it won't really be in effect until 2022. It hasn't been ditched, as the article headline mistakenly states, it has been postponed. Great, I feel much better knowing that. My comments were always addressed to IPAB as a long-term concern, and nothing you have cited here suggests that it's not. And Commonwealth fund is hardly an objective source. They are primarily a think tank lobbying for single-payer health care. If you can use Commonwealth, then I can use Heritage,
http://www.heritage.org/research/reports...-rationing

Quote:And how's that Council on Competitive Outcomes (the REAL death panels) coming along?

The Council on Comparative Outcomes (correct name) was actually created as part of the "stimulus," not Obamacare, as I have noted many times. Under Obamacare it morphed into something called the Patient Centered Outcomes Research Institute (PCORI) which is charged with conducting "comparative effectiveness research" (CER), which is pretty much a euphemism for gathering data to justify rationing. For example the UK NHS uses CER to limit health care options as a budgetary savings method.

I realize that I made the mistake of continuing to use the old name after Obamacare changed things. But under any name, a skunk still stinks, and CER under PCORI has the same potential, in concert with IPAB, to become a death panel. The important thing is not the name of the agency but the CER methodology.

The fact that it hasn't happened yet does not mean that it won't. Obamacare was always going to be phased in, with the best parts first and the worst parts last. These are the worst parts, which is why they haven't kicked in yet.

Quote:Perhaps you shouldn't be the one telling others that they don't understand something?

Perhaps you shouldn't.

All I know 2018 is when we are to start feeling the effects of Obamacare and then 2020 is when it is really supposed to hit. My employer mentioned the 40% tax but that's on them, which I'm sure will make it's way to the employees in some shape or form, mainly higher premiums. I wonder if my plan qualifies as one of those "Cadillac Pans" and that's why Obamacare doesn't like it?

(09-24-2015 08:42 AM)VA49er Wrote:  All I know 2018 is when we are to start feeling the effects of Obamacare and then 2020 is when it is really supposed to hit. My employer mentioned the 40% tax but that's on them, which I'm sure will make it's way to the employees in some shape or form, mainly higher premiums. I wonder if my plan qualifies as one of those "Cadillac Pans" and that's why Obamacare doesn't like it?

Based on your earlier post you have a Cadiallac Plan with all the options. That's why you'll get hit with the tax. I mean we wouldn't want you to have the best of something without penalizing you.
My plan for just me went up $25/month (that about a 50% increase if I wanted to be sensational ) and my deductible went from $500 to $1500. Next year I think the deductible is going to 1800-2000. I know others who have a family deductible of $10,000.

(09-24-2015 08:58 AM)Brokeback Flamer Wrote:  

(09-24-2015 08:42 AM)VA49er Wrote:  All I know 2018 is when we are to start feeling the effects of Obamacare and then 2020 is when it is really supposed to hit. My employer mentioned the 40% tax but that's on them, which I'm sure will make it's way to the employees in some shape or form, mainly higher premiums. I wonder if my plan qualifies as one of those "Cadillac Pans" and that's why Obamacare doesn't like it?

Based on your earlier post you have a Cadiallac Plan with all the options. That's why you'll get hit with the tax. I mean we wouldn't want you to have the best of something without penalizing you.

My plan for just me went up $25/month (that about a 50% increase if I wanted to be sensational ) and my deductible went from $500 to $1500. Next year I think the deductible is going to 1800-2000. I know others who have a family deductible of $10,000.

The bolded part pretty much sums it up. It makes no sense why a govt would act that way.

(09-24-2015 09:02 AM)VA49er Wrote:  

(09-24-2015 08:58 AM)Brokeback Flamer Wrote:  

(09-24-2015 08:42 AM)VA49er Wrote:  All I know 2018 is when we are to start feeling the effects of Obamacare and then 2020 is when it is really supposed to hit. My employer mentioned the 40% tax but that's on them, which I'm sure will make it's way to the employees in some shape or form, mainly higher premiums. I wonder if my plan qualifies as one of those "Cadillac Pans" and that's why Obamacare doesn't like it?

Based on your earlier post you have a Cadiallac Plan with all the options. That's why you'll get hit with the tax. I mean we wouldn't want you to have the best of something without penalizing you.

My plan for just me went up $25/month (that about a 50% increase if I wanted to be sensational ) and my deductible went from $500 to $1500. Next year I think the deductible is going to 1800-2000. I know others who have a family deductible of $10,000.

The bolded part pretty much sums it up. It makes no sense why a govt would act that way.

Why drive a Cadillac when you can get from point A to point B in a fiat?

(09-24-2015 09:02 AM)VA49er Wrote:  

(09-24-2015 08:58 AM)Brokeback Flamer Wrote:  

(09-24-2015 08:42 AM)VA49er Wrote:  All I know 2018 is when we are to start feeling the effects of Obamacare and then 2020 is when it is really supposed to hit. My employer mentioned the 40% tax but that's on them, which I'm sure will make it's way to the employees in some shape or form, mainly higher premiums. I wonder if my plan qualifies as one of those "Cadillac Pans" and that's why Obamacare doesn't like it?

Based on your earlier post you have a Cadiallac Plan with all the options. That's why you'll get hit with the tax. I mean we wouldn't want you to have the best of something without penalizing you.

My plan for just me went up $25/month (that about a 50% increase if I wanted to be sensational ) and my deductible went from $500 to $1500. Next year I think the deductible is going to 1800-2000. I know others who have a family deductible of $10,000.

The bolded part pretty much sums it up. It makes no sense why a govt would act that way.

It's the Government. Where everyone is equal. And some more equal than others.

(09-24-2015 09:02 AM)Fitbud Wrote:  

(09-24-2015 09:02 AM)VA49er Wrote:  

(09-24-2015 08:58 AM)Brokeback Flamer Wrote:  

(09-24-2015 08:42 AM)VA49er Wrote:  All I know 2018 is when we are to start feeling the effects of Obamacare and then 2020 is when it is really supposed to hit. My employer mentioned the 40% tax but that's on them, which I'm sure will make it's way to the employees in some shape or form, mainly higher premiums. I wonder if my plan qualifies as one of those "Cadillac Pans" and that's why Obamacare doesn't like it?

Based on your earlier post you have a Cadiallac Plan with all the options. That's why you'll get hit with the tax. I mean we wouldn't want you to have the best of something without penalizing you.

My plan for just me went up $25/month (that about a 50% increase if I wanted to be sensational ) and my deductible went from $500 to $1500. Next year I think the deductible is going to 1800-2000. I know others who have a family deductible of $10,000.

The bolded part pretty much sums it up. It makes no sense why a govt would act that way.

Why drive a Cadillac when you can get from point A to point B in a fiat?

Because I worked my a$$ off to get my degrees that allowed me to get a good job with a good employer that provides great health insurance. Fak the govt for penalizing all that.

(09-23-2015 09:52 PM)Owl 69/70/75 Wrote:  

(09-23-2015 02:24 PM)Redwingtom Wrote:  Speaking of understanding the ACA. Remember all your fear-mongering about the IPAB (Independent Payment Advisory Board)?

Quote:Third, it turned out IPAB wasn’t needed, which is likely why the President decided not to expend any political capital trying to create it. Medicare spending growth has, quite unexpectedly, slowed dramatically over the past several years, staying under IPAB’s thresholds. As the exhibit below shows, per-beneficiary Medicare spending is not currently projected to exceed the IPAB thresholds until 2022.

Enjoy!
IPAB: Ditching the Dog That Didn't Bark

So the object of the "fear mongering" as you label it won't really be in effect until 2022. It hasn't been ditched, as the article headline mistakenly states, it has been postponed. Great, I feel much better knowing that. My comments were always addressed to IPAB as a long-term concern, and nothing you have cited here suggests that it's not. And Commonwealth fund is hardly an objective source. They are primarily a think tank lobbying for single-payer health care. If you can use Commonwealth, then I can use Heritage,
http://www.heritage.org/research/reports...-rationing

Quote:And how's that Council on Competitive Outcomes (the REAL death panels) coming along?

The Council on Comparative Outcomes (correct name) was actually created as part of the "stimulus," not Obamacare, as I have noted many times. Under Obamacare it morphed into something called the Patient Centered Outcomes Research Institute (PCORI) which is charged with conducting "comparative effectiveness research" (CER), which is pretty much a euphemism for gathering data to justify rationing. For example the UK NHS uses CER to limit health care options as a budgetary savings method.

I realize that I made the mistake of continuing to use the old name after Obamacare changed things. But under any name, a skunk still stinks, and CER under PCORI has the same potential, in concert with IPAB, to become a death panel. The important thing is not the name of the agency but the CER methodology.

The fact that it hasn't happened yet does not mean that it won't. Obamacare was always going to be phased in, with the best parts first and the worst parts last. These are the worst parts, which is why they haven't kicked in yet.

Quote:Perhaps you shouldn't be the one telling others that they don't understand something?

Perhaps you shouldn't.

Oh...right...the "Council on Comparative Outcomes", my bad.

Have you googled that yet? You claimed it was part of the ACA, and now you're claiming it was part of the stimulus.

If you want an absolute belly laugh, click on this.

Now what were you saying about shouldn't again?

And here's the PCORI. Excuse me while I go jump off a cliff at this invasive plot.

Quote:The Patient-Centered Outcomes Research Institute (PCORI), an independent nonprofit, nongovernmental organization located in Washington, DC, was authorized by Congress in 2010.

Our mandate is to improve the quality and relevance of evidence available to help patients, caregivers, clinicians, employers, insurers, and policy makers make informed health decisions. Specifically, we fund comparative clinical effectiveness research, or CER, as well as support work that will improve the methods used to conduct such studies.

The goal of our work is to determine which of the many healthcare options available to patients and those who care for them work best in particular circumstances. We do this by taking a particular approach to CER called Patient-Centered Outcomes Research, or PCOR, research that addresses the questions and concerns most relevant to patients, and we involve patients, caregivers, clinicians, and other healthcare stakeholders, along with researchers, throughout the process.

Oh...the humanity!

(09-24-2015 09:05 AM)VA49er Wrote:  

(09-24-2015 09:02 AM)Fitbud Wrote:  

(09-24-2015 09:02 AM)VA49er Wrote:  

(09-24-2015 08:58 AM)Brokeback Flamer Wrote:  

(09-24-2015 08:42 AM)VA49er Wrote:  All I know 2018 is when we are to start feeling the effects of Obamacare and then 2020 is when it is really supposed to hit. My employer mentioned the 40% tax but that's on them, which I'm sure will make it's way to the employees in some shape or form, mainly higher premiums. I wonder if my plan qualifies as one of those "Cadillac Pans" and that's why Obamacare doesn't like it?

Based on your earlier post you have a Cadiallac Plan with all the options. That's why you'll get hit with the tax. I mean we wouldn't want you to have the best of something without penalizing you.

My plan for just me went up $25/month (that about a 50% increase if I wanted to be sensational ) and my deductible went from $500 to $1500. Next year I think the deductible is going to 1800-2000. I know others who have a family deductible of $10,000.

The bolded part pretty much sums it up. It makes no sense why a govt would act that way.

Why drive a Cadillac when you can get from point A to point B in a fiat?

Because I worked my a$$ off to get my degrees that allowed me to get a good job with a good employer that provides great health insurance. Fak the govt for penalizing all that.

Why drive at all when you can take a bike? Or the most egalitarian way: Walk

Why do people feel they need to tell others what they 'need'?

(09-24-2015 09:28 AM)Brokeback Flamer Wrote:  

(09-24-2015 09:05 AM)VA49er Wrote:  

(09-24-2015 09:02 AM)Fitbud Wrote:  

(09-24-2015 09:02 AM)VA49er Wrote:  

(09-24-2015 08:58 AM)Brokeback Flamer Wrote:  Based on your earlier post you have a Cadiallac Plan with all the options. That's why you'll get hit with the tax. I mean we wouldn't want you to have the best of something without penalizing you.

My plan for just me went up $25/month (that about a 50% increase if I wanted to be sensational ) and my deductible went from $500 to $1500. Next year I think the deductible is going to 1800-2000. I know others who have a family deductible of $10,000.

The bolded part pretty much sums it up. It makes no sense why a govt would act that way.

Why drive a Cadillac when you can get from point A to point B in a fiat?

Because I worked my a$$ off to get my degrees that allowed me to get a good job with a good employer that provides great health insurance. Fak the govt for penalizing all that.

Why drive at all when you can take a bike? Or the most egalitarian way: Walk

Why do people feel they need to tell others what they 'need'?

IF I didn't have to take my kid to daycare, I'd have taken my bike to work or the city bus by now. Driving is a hassle.

Why don't you walk them to day care? Why take the bus? Walking gets you from point A to point B. I don't see why you need a car