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Max Power Online
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Post: #541
RE: Time is running out to sign up.
(04-01-2014 03:34 PM)Paul M Wrote:  And you just sign the waiver saying it would be a hardship and there is no fine.

Once these people who have put a plan in their cart realize they wont be put in front of a firing squad, they will empty their cart.

So you're gonna lie to the feds huh? Better hope you don't get audited.
04-01-2014 10:24 PM
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Paul M Offline
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Post: #542
RE: Time is running out to sign up.
(04-01-2014 10:24 PM)Max Power Wrote:  
(04-01-2014 03:34 PM)Paul M Wrote:  And you just sign the waiver saying it would be a hardship and there is no fine.

Once these people who have put a plan in their cart realize they wont be put in front of a firing squad, they will empty their cart.

So you're gonna lie to the feds huh? Better hope you don't get audited.

You haven't been keeping up I guess. If you say it would create a hardship, that's it. Over. No questions. No Obama telling you to cut the cable and budget better.
04-01-2014 10:43 PM
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Max Power Online
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Post: #543
RE: Time is running out to sign up.
I think you're confusing the grace period to sign up with the hardship exemption that let's you not sign up at all. There's a 10 page form and everything you need to file with your taxes it looks like.

https://www.healthcare.gov/exemptions/
04-01-2014 10:55 PM
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Paul M Offline
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Post: #544
RE: Time is running out to sign up.
Like I said. Hardship exemption. Anyone.
04-01-2014 11:04 PM
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JMUDunk Offline
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Post: #545
RE: Time is running out to sign up.
(04-01-2014 11:04 PM)Paul M Wrote:  Like I said. Hardship exemption. Anyone.

I can't understand the interwebs= hardship. No mandate. What floats this bloated raft? the mandate, or.... tax. mandate/tax gone? = buh bye.

Why has dear leader voted to repeal this now 28 times or more? I've been told it's "settled law". What gives? hhahahahahahahahahha.
04-02-2014 12:38 AM
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Max Power Online
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Post: #546
RE: Time is running out to sign up.
Well I wouldn't get your tax advice from Rush Limbaugh.
04-02-2014 09:29 AM
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No Bull Offline
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Post: #547
RE: Time is running out to sign up.
(03-02-2014 04:20 PM)dawgitall Wrote:  How to enroll? Start at HealthCare.gov or by calling 1-800-318-2596. Residents of states running their own marketplaces will be directed there; people in other states go through the federal exchange.

http://www.wral.com/this-month-s-big-dea.../13442770/

Thanks little buddy...do I still have time to enroll? how about my same sex partner. Is transgender covered 100%
04-02-2014 09:35 AM
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JMUDunk Offline
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Post: #548
RE: Time is running out to sign up.
(04-02-2014 09:29 AM)Max Power Wrote:  Well I wouldn't get your tax advice from Rush Limbaugh.

Who would? He's a radio guy isn't he?
04-02-2014 09:35 AM
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No Bull Offline
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Post: #549
RE: Time is running out to sign up.
(04-01-2014 10:55 PM)Max Power Wrote:  I think you're confusing the grace period to sign up with the hardship exemption that let's you not sign up at all. There's a 10 page form and everything you need to file with your taxes it looks like.

https://www.healthcare.gov/exemptions/

10 pages? thats all? Thanks Maxie! 04-cheers
04-02-2014 09:36 AM
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Owl 69/70/75 Offline
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Post: #550
RE: Time is running out to sign up.
(04-01-2014 10:41 AM)Max Power Wrote:  Sorry Owl. I don't have the time to read through the 200 page report now, but I'll get to it this weekend. I very well may be wrong in using the word "despite." If so, that still doesn't do much to convince me that our system needed fixing. Looking at your list, Canada is ranked 7th to our 15th even before taking into account we spend 17% of our GDP on health care to their 10%. I do thank you for your thoughtful response.

So, let me get this straight. You don't have time to read 200 pages, so you can't look at the summary tables that pull it all together. But you did have time to find an innocuous passage on page 26 and pull it out of context to support a completely false interpretation--and one that would have been obviously false if only you'd bothered to look at the overall methodology discussion--or the summary tables. You got caught in a lie, Max.

As for Canada ahead of us, remember the ranking at that point was 2/3 equality and 1/3 quality, and on that basis a system where everybody gets bad care is going to finish ahead of a system where some get good care and some get bad care. That's been one of the principal criticisms of the study.

When you take a balanced look at all the studies, a fair summary would be as follows: Universal systems do a better job of keeping healthy people healthy. Fee for service systems like ours do a better job of treating sick people. In a population-wide study, the impact of better preventive and routine care for all outweighs the impact of better care for the truly sick, because statistically there are so few truly sick people, and this effect is magnified when cost is factored in because it costs a lot more to treat sick people than it does to keep healthy people well.

That pretty well suggests the ideal--a universal basic care system to provide routine and preventive care to everyone, and a fee for service system--with insurance--to care for the truly sick. That in a nutshell is Bismarck, which is why the Bismarck systems consistently outperform the others in comparative studies. The one downside to Bismarcks is that they cost more than centralized systems--but that's because they are actually treating sick people instead of sticking the in a queue.

There is one other factor to consider. The centralized systems (single-payer and single-provider) that work best are those in countries with very small populations. You can make single-provider work up to about 10 million. The Nordics prove that. Beyond that, the anticipated economies of scale have a nasty tendency to become diseconomies of scale. The burden of administrative overload simply kills all efficiency.
(This post was last modified: 04-02-2014 10:54 AM by Owl 69/70/75.)
04-02-2014 10:52 AM
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dawgitall Offline
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Post: #551
RE: Time is running out to sign up.
Private QHPs (6.37M - 12.45M) • Medicaid/CHIP (4.71M - 6.49M) • Sub26ers (2.50M - 3.10M)

Grand Total as of March 31, 2014: (14.6 M - 22.1 M)

Enrollment Period Elapsed: 100.0%
Original 7M CBO Exchange QHP Projection Reached: 101.1%

Exchange QHP Projection, 10/1/13 - 3/31/14: 7.08M

(OFF-Exchange QHPs: 570K documented; Rand Corp. study finds up to 9M total nationally)

* This information is taken from http://www.acasignups.net For questions see the website.
04-02-2014 11:33 AM
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Max Power Online
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Post: #552
RE: Time is running out to sign up.
Sorry, no lies here. I checked the Wikipedia article on the methodology, which gave me this:

http://en.wikipedia.org/wiki/World_Healt...ms_in_2000
Quote:Health (50%) : disability-adjusted life expectancy Overall or average : 25%
Distribution or equality : 25%

Responsiveness (25%) : speed of service, protection of privacy, and quality of amenities Overall or average : 12.5%
Distribution or equality : 12.5%

Fair financial contribution : 25%

... and looked up all of those in the report using the search feature in Adobe reader. The Fair financial contribution explanation was on page 26. I didn't see anything about cost effectiveness, and never have, so I didn't go any further. It only took a few minutes. I want to read the whole thing to get a better grasp on it.

Did you ever think maybe another downside to your Bismarck system is they don't cover everybody?

I've read about Taiwan (population 23 million) having a modern, efficient electronic database that can eliminate administrative overhead. Medicare certainly covers far more than 10 million, is a paperwork nightmare and still overhead is only 3%, as compared to 11% for US private insurers and 13% for private Canadian insurers.
(This post was last modified: 04-02-2014 11:52 AM by Max Power.)
04-02-2014 11:50 AM
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Owl 69/70/75 Offline
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Post: #553
RE: Time is running out to sign up.
(04-02-2014 11:50 AM)Max Power Wrote:  Sorry, no lies here. I checked the Wikipedia article on the methodology, which gave me this:
http://en.wikipedia.org/wiki/World_Healt...ms_in_2000
Quote:Health (50%) : disability-adjusted life expectancy Overall or average : 25%
Distribution or equality : 25%
Responsiveness (25%) : speed of service, protection of privacy, and quality of amenities Overall or average : 12.5%
Distribution or equality : 12.5%
Fair financial contribution : 25%
... and looked up all of those in the report using the search feature in Adobe reader. The Fair financial contribution explanation was on page 26. I didn't see anything about cost effectiveness, and never have, so I didn't go any further. It only took a few minutes. I want to read the whole thing to get a better grasp on it.
Did you ever think maybe another downside to your Bismarck system is they don't cover everybody?
I've read about Taiwan (population 23 million) having a modern, efficient electronic database that can eliminate administrative overhead. Medicare certainly covers far more than 10 million, is a paperwork nightmare and still overhead is only 3%, as compared to 11% for US private insurers and 13% for private Canadian insurers.

OK, you're right about one thing. I was working from memory and had forgotten that health, responsiveness, and financial contribution were weighted 50-25-25 instead of 1/3-1/3-1/3. So that resulting score is 37.5% quality (health overall 25% and responsiveness overall 12.5%) and equity/fairness is 62.5% (health distribution 25%, responsiveness distribution 12.5%, financial fairness 25%). Either way, it's more equality that quality. And those factors combined produce the ranking where the US was 15th (I listed those rankings earlier, see Table 9 in the appendices). The US did not drop to 37th until after cost was factored in (you can see that at page 155, as I noted earlier). Read the full report and you'll see that. For now, I'll stick with the lies characterization, although it may just be that you didn't do enough due diligence to understand what you were spouting off about. As for wikipedia, why go there instead of reading the report? It's not that hard. It's 200 pages, but a lot of that is charts. And it's pretty easy to navigate.

Don't know where you got the idea that Bismarck doesn't cover everybody. It covers 99+% in France. I don't think Switzerland is quite that high because their system operates slightly differently. But coverage rates are higher than here, before or after Obamacare. That's one thing that really puzzles me. Why go to this much hassle if you are not going to cover everyone? There were other ways to cover more people with less disruption to the ones already covered. As for Taiwan, the Bismarcks have the same nifty databases to reduce overhead.

As for the overhead numbers, you might want to do a little digging and see what that Medicare number actually means before quoting it.
04-02-2014 01:46 PM
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dawgitall Offline
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Post: #554
RE: Time is running out to sign up.
(04-02-2014 11:33 AM)dawgitall Wrote:  Private QHPs (6.37M - 12.45M) • Medicaid/CHIP (4.71M - 6.49M) • Sub26ers (2.50M - 3.10M)

Grand Total as of March 31, 2014: (14.6 M - 22.1 M)

Enrollment Period Elapsed: 100.0%
Original 7M CBO Exchange QHP Projection Reached: 101.1%

Exchange QHP Projection, 10/1/13 - 3/31/14: 7.08M

(OFF-Exchange QHPs: 570K documented; Rand Corp. study finds up to 9M total nationally)

* This information is taken from http://www.acasignups.net For questions see the website.

Here is the latest update from Caba. Exchange signups are up about 200k since the 31st and with the new CMS report (for February) he is estimating that new Medicaid enrollment has surpassed 7 million.

Estimated Exchange QHPs as of April 4, 2014: 7.28M

Estimated Total, all sources: (13.3 M - 26.4 M)

QHP Range: (6.77M - 16.35M) • Medicaid/CHIP (5.01M - 7.01M) • Sub26ers (1.60M - 3.10M)

(OFF-Exchange QHPs: 2.17M confirmed; Rand Corp. study finds up to 9M total nationally)
(This post was last modified: 04-05-2014 04:15 PM by dawgitall.)
04-05-2014 04:14 PM
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EagleX Offline
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Post: #555
RE: Time is running out to sign up.
the man's name is Gaba. I'm only tossing that one in there because I wanted to google him up to find out why his bread was being buttered by ACA.

I was unsurprised by what I found.
04-05-2014 04:22 PM
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mptnstr@44 Offline
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Post: #556
RE: Time is running out to sign up.
(04-05-2014 04:22 PM)EagleX Wrote:  the man's name is Gaba. I'm only tossing that one in there because I wanted to google him up to find out why his bread was being buttered by ACA.

I was unsurprised by what I found.

yep. he's a dem. no surprise at all.
04-05-2014 05:38 PM
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dawgitall Offline
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Post: #557
RE: Time is running out to sign up.
(04-05-2014 05:38 PM)mptnstr@44 Wrote:  
(04-05-2014 04:22 PM)EagleX Wrote:  the man's name is Gaba. I'm only tossing that one in there because I wanted to google him up to find out why his bread was being buttered by ACA.

I was unsurprised by what I found.

yep. he's a dem. no surprise at all.

He's done an outstanding job compiling the data and projecting the numbers hasn't he!04-cheers
04-05-2014 09:00 PM
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EagleX Offline
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Post: #558
RE: Time is running out to sign up.
(04-05-2014 09:00 PM)dawgitall Wrote:  
(04-05-2014 05:38 PM)mptnstr@44 Wrote:  
(04-05-2014 04:22 PM)EagleX Wrote:  the man's name is Gaba. I'm only tossing that one in there because I wanted to google him up to find out why his bread was being buttered by ACA.

I was unsurprised by what I found.

yep. he's a dem. no surprise at all.

He's done an outstanding job compiling the data and projecting the numbers hasn't he!04-cheers

I am relentlessly googling a goofy gif
04-05-2014 10:31 PM
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EagleX Offline
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Post: #559
RE: Time is running out to sign up.
(04-05-2014 09:00 PM)dawgitall Wrote:  
(04-05-2014 05:38 PM)mptnstr@44 Wrote:  
(04-05-2014 04:22 PM)EagleX Wrote:  the man's name is Gaba. I'm only tossing that one in there because I wanted to google him up to find out why his bread was being buttered by ACA.

I was unsurprised by what I found.

yep. he's a dem. no surprise at all.

He's done an outstanding job compiling the data and projecting the numbers hasn't he!04-cheers

I object to having my health care hijacked.

deal with it
04-05-2014 10:33 PM
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dawgitall Offline
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Post: #560
RE: Time is running out to sign up.
The numbers just keep on rising.07-coffee3

Estimated Exchange QHPs as of April 5, 2014: 7.40M

Estimated Total, all sources: (13.5 M - 26.6 M)

QHP Range: (6.88M - 16.47M) • Medicaid/CHIP (5.03M - 7.05M) • Sub26ers (1.60M - 3.10M)

(OFF-Exchange QHPs: 2.09M confirmed; Rand Corp. study finds up to 9M total nationally)
04-06-2014 09:21 AM
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